Damien Talks Money
Damien Talks Money
  • 182
  • 13 493 968
How to Invest Your First £100: Investing for Beginners
In this video, we explore the exact step-by-step process to make your first investment in the UK within a stocks and shares ISA, including the necessary button clicks.
Sign up to trading 212 using this link
trading212.com/promocodes/DAMIEN
If you do not get your free share after depositing £1. Use promo code DAMIEN, you will find it in the section with the three lines in the bottom right corner of the app.
Get my free index fund cheat sheet: financialinterest.com/index-fund-cheat-sheet/ - a shortlist of the most popular funds on major brokers and a glossary for simplifying complex investing jargon!
Index funds Vs ETFs article
financialinterest.com/index-fund-vs-etf/
Links to other broker videos:
Invest Engine: ua-cam.com/video/ZL-b8fFUZ_s/v-deo.html
Vanguard: ua-cam.com/video/mfHcGmW7tqM/v-deo.html
AJ bell: ua-cam.com/video/lajo2t0j-NY/v-deo.html
HL: - ua-cam.com/video/KmPgoLDH5_M/v-deo.html
DISCLAIMER:
Some of these links may be affiliate links. If you purchase a product or service using one of these links, I will receive a small commission from the seller. There will be no additional charge for you. Free shares can be fractional for more information see these terms.
This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results.
Timestamps:
00:00 - First £100
00:33 - Worst Investors in Europe
01:13 - Why don't people invest
02:44 - What I invest in
04:28 - How to actually invest step-by-step
09:14 - Change your life
09:42 - Little bit of a rant
Переглядів: 60 383

Відео

First Time Buyers Are Screwed.
Переглядів 126 тис.14 днів тому
A recent report outlines the challenges faced by first-time buyers and proposes some potential solutions to the problem. Check out Manual here and get 55% off your first order using my code DTM55. bit.ly/4a13ZVi The brokers I use: Trading 212 trading212.com/promocodes/DAMIEN If you do not get your free share after depositing £1. Use promo code DAMIEN, you will find it in the section with the th...
The Optimal Age To Save for Retirement
Переглядів 77 тис.21 день тому
Do you wish you had discovered investing sooner and started saving for retirement earlier? In today's video, I want to show you a different way to think about it. Subscribe to The Daily Upside for completely free using this link: bit.ly/44iynb7 love it, but if you don’t, you can always unsubscribe. The brokers I use: Trading 212 trading212.com/promocodes/DAMIEN If you do not get your free share...
Inflation Forecasts Were Wrong…
Переглядів 79 тис.Місяць тому
Today we received the latest inflation data, which surprised many experts. Let's look at what the numbers say. Brokers I use: Trading 212 trading212.com/promocodes/DAMIEN If you do not get your free share after depositing £1. Use promo code DAMIEN, you will find it in the section with the three lines in the bottom right corner of the app. InvestEngine investengine.pxf.io/eKR40z Get a Welcome Bo...
The Best Stocks & Shares ISA (2024 Rankings)
Переглядів 94 тис.Місяць тому
Here are the best Stocks & Shares ISAs in the UK, based on a host of factors. I will give you my opinion and tell you which one I will be using, as well as cover a few others that might be worth considering. Trading 212 trading212.com/promocodes/DAMIEN If you do not get your free share after depositing £1. Use promo code DAMIEN, you will find it in the section with the three lines in the bottom...
New Tax Year is Coming - Do THIS Before April 5th
Переглядів 80 тис.Місяць тому
The financial new year starts in a few days, and there are things that you can do before then to potentially earn yourself thousands. Check out Manual here and get 55% off your first order using my code DTM55. bit.ly/4a13ZVi The brokers I use: InvestEngine investengine.pxf.io/eKR40z Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine Trading 212 trading212.com/promo...
Should We Be Worried About Global Index Funds?
Переглядів 120 тис.Місяць тому
I have seen a rise in articles and news publications claiming that global funds are under threat and that investors could be at risk. Today, let's look at whether this has any merit. Would you like me to visit your workplace? : will@damientalksmoney.com The brokers I use: Trading 212 trading212.com/promocodes/DAMIEN If you do not get your free share after depositing £1. Use promo code DAMIEN, y...
The Inflation Problem Is Not Over.
Переглядів 70 тис.Місяць тому
The UK headline inflation rate is at its lowest point in two years, but behind these numbers, concerns around core inflation persist. The newsletter: financialinterest.com/ The brokers I use: InvestEngine investengine.pxf.io/eKR40z Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine Trading 212 trading212.com/promocodes/DAMIEN If you do not get your free share after...
ISA Changes - HMRC's Latest Update
Переглядів 109 тис.2 місяці тому
HMRC has just released its latest update on ISA reforms ahead of the new tax year, and they are not really what I was expecting. The brokers I use: InvestEngine investengine.pxf.io/eKR40z Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine Trading 212 trading212.com/promocodes/DAMIEN If you do not get your free share after depositing £1. Use promo code DAMIEN, you w...
British ISA & Tax Cuts - But Are We Better Off?
Переглядів 73 тис.2 місяці тому
Today, we will likely see the last budget before the next general election. Let's see what happened. The brokers I use: InvestEngine investengine.pxf.io/eKR40z Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine Trading 212 trading212.com/promocodes/DAMIEN If you do not get your free share after depositing £1. Use promo code DAMIEN, you will find it in the section w...
How to Fix Your Finances (Free Spreadsheet)
Переглядів 68 тис.2 місяці тому
You can get the dashboard for free here: financialinterest.com/financial-health-dashboard/ You'll need to sign in to a Gmail account and click 'File' then 'Make a copy' to be able to input your own figures The brokers I use: InvestEngine investengine.pxf.io/eKR40z Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine Trading 212 trading212.com/promocodes/DAMIEN If you...
Are Pensions A Scam?
Переглядів 87 тис.2 місяці тому
Check out Manual here and get 55% off your first order using my code DTM55. bit.ly/4a13ZVi Get access to the pension fund sheet here. financialinterest.com/pension-provider-cheat-sheet The brokers I use: InvestEngine investengine.pxf.io/eKR40z Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine Trading 212 trading212.com/promocodes/DAMIEN If you do not get your free...
Are Premium Bonds A Good Investment?
Переглядів 158 тис.2 місяці тому
Premium bonds are the most popular 'investment' in the UK, but should they hold that title? Are they even a good investment? Links from video: www.moneysavingexpert.com/savings/premium-bonds-calculator/ The brokers I use: Trading 212 trading212.com/promocodes/DAMIEN If you do not get your free share after depositing £1. Use promo code DAMIEN, you will find it in the section with the three lines...
Why You Feel Behind in Life (Financially)
Переглядів 108 тис.2 місяці тому
It is time to stop acting like this doesn't affect us all. To learn more than ever from important non-fiction books, join me on Shortform: shortform.com/damien. You’ll get a 5-day free trial and a discounted annual subscription. I really enjoyed "the gap and the gain" while making this video. The brokers I use: InvestEngine investengine.pxf.io/eKR40z Get a Welcome Bonus of up to £50 when you in...
Let's Talk - Life Update.
Переглядів 103 тис.3 місяці тому
Get access to the pension questions and the fund sheet here. financialinterest.com/pension-provider-cheat-sheet Here is an index fund cheat sheet i put together looking at a few of the major brokers in the UK financialinterest.com/index-fund-cheat-sheet/ Would you like us to help your staff understand personal finance? Contact Will@damientalksmoney.com Petition to get finance taught in schools ...
Will We Ever Be Able To Retire?
Переглядів 121 тис.3 місяці тому
Will We Ever Be Able To Retire?
Why Aren't Interest Rates Dropping?
Переглядів 77 тис.3 місяці тому
Why Aren't Interest Rates Dropping?
99% Mortgages Are A Terrible Idea.
Переглядів 71 тис.3 місяці тому
99% Mortgages Are A Terrible Idea.
What Net Worth Puts You in the Top 10%?
Переглядів 134 тис.3 місяці тому
What Net Worth Puts You in the Top 10%?
If I Started Investing In 2024, This Is What I Would Do
Переглядів 458 тис.4 місяці тому
If I Started Investing In 2024, This Is What I Would Do
One Small Change to Massively Improve Your Finances
Переглядів 87 тис.4 місяці тому
One Small Change to Massively Improve Your Finances
The One Thing You Need To Do Financially In 2024.
Переглядів 160 тис.4 місяці тому
The One Thing You Need To Do Financially In 2024.
The Optimal Order For Investing Your Money In 2024
Переглядів 197 тис.4 місяці тому
The Optimal Order For Investing Your Money In 2024
We're All Going To Pay More Tax
Переглядів 103 тис.5 місяців тому
We're All Going To Pay More Tax
The Government Is Changing ISA Rules
Переглядів 141 тис.5 місяців тому
The Government Is Changing ISA Rules
These Inflation Figures Are Very Misleading.
Переглядів 71 тис.6 місяців тому
These Inflation Figures Are Very Misleading.
Why Are House Prices Not Crashing?
Переглядів 207 тис.6 місяців тому
Why Are House Prices Not Crashing?
How Do UK Salaries Compare vs The Rest Of The World?
Переглядів 78 тис.6 місяців тому
How Do UK Salaries Compare vs The Rest Of The World?
We Can't Trust The Inflation Numbers.
Переглядів 69 тис.7 місяців тому
We Can't Trust The Inflation Numbers.
HMRC Wants To Tax Your ISA
Переглядів 139 тис.7 місяців тому
HMRC Wants To Tax Your ISA

КОМЕНТАРІ

  • @Derick_cava
    @Derick_cava 19 годин тому

    Start today, reap tomorrow. Every small investment is a step towards your mountain of dreams. Keep this in mind as you embark on your investment journey. Every step counts!

    • @AlbertWillie628
      @AlbertWillie628 18 годин тому

      Earning effectively is all about making smart investment choices and committing your resources to legitimate and secure platforms. It's crucial to do thorough research and due diligence before diving in.

    • @EdenOliveira.
      @EdenOliveira. 18 годин тому

      Meet Tyler Dav FX: a seasoned trader and trusted advisor whose keen market insights and strategic foresight have consistently outpaced the trends. Tyler Dav FX extensive experience and disciplined approach to trading have not only yielded impressive returns but also earned the unwavering trust of his clients.

    • @GraceAmber369
      @GraceAmber369 18 годин тому

      Sure With Tyler Dav FX guidance, investors navigate the complexities of the financial world with confidence, secure in the knowledge that they are supported by expertise that transforms market challenges into opportunities for growth."

    • @AlanJuan52
      @AlanJuan52 18 годин тому

      With the crypto market's ups and downs, it's super important to get advice from an expert. They can offer the guidance needed to navigate through the volatility and help in making informed decisions.

  • @johnporcella2375
    @johnporcella2375 19 годин тому

    Love your idea! Of course, it would have to be made compulsory to pay a percentage of earnings into this funded scheme. That would solve the pension issue for future generations. However, it fails to address who would pay for those retired and retiring in future before the new scheme kicks in. In other words, there would be a generation saving into this new pension fund AND having to pay the pensions of those who are older than them. The only solution that I can come up with is that the pension age is ratcheted up, the triple lock is made less onerous for the state, employment laws are toughened up making it very hard to lay off those over, say fifty years of age, and that with almost immediate effect, those who are aged, say, thirty of lower, are told that their state pension will be based on the contributions at that point and they will have to fund a private pension to top up the state pension benefit that they have accrued to that point. It might also be necessary to make the state pension means tested if the above is insufficient.

  • @justmeajah
    @justmeajah 22 години тому

    Your point in regulators is bang on!

  • @justmeajah
    @justmeajah 22 години тому

    Nice video mate! New subscribers here!

  • @simonphillips1568
    @simonphillips1568 23 години тому

    Powerful message thanks 👍🏻

  • @acidrain99
    @acidrain99 День тому

    How can I invest in whatever company makes your t-shirts?

  • @danielbradford7537
    @danielbradford7537 День тому

    Update: now can pay into unlimited isa’s in the year up to 20k

  • @jasharabazi5862
    @jasharabazi5862 День тому

    Much appreciated… thank you!🙏

  • @jellyboy123
    @jellyboy123 День тому

    my mother bought her house for 1000 pound and sold her old house foe 450 pounds.

  • @NickBayus-ir3hq
    @NickBayus-ir3hq День тому

    I'm managing by... Paying extra on the principle. Investing. Building an emergency fund. Enjoying life, but need a vacation. Enjoy videos like this - Thanks!

  • @harlyslamm2888
    @harlyslamm2888 День тому

    Everyone seems to forget Sunak's wasteful spending and then a huge amount of taxation! For instance, not content with giving our ludicrous contract to his friends, he failed to increase tax on the very rich! When push comes to shove, he increased the greatest tax burden on the middle class, by freezing tax allowance until 2028...just when inflation has been at its highest for nearly 30 years. This means, every day britons who never benefitted from the last 20 years of debt build up are asked to pay for it, Sunak's wife instead pays less than 5% in tax! The Sunak's wealth increased by £106m but yet they are not paying any more tax than before, but everyone else is! Going back to what we had 3 years ago can go along way, but we need a whole change in the way we elect our parties and who exactly do they work for!

  • @rogerq7369
    @rogerq7369 День тому

    This is absolutely brilliant content. Going to find that one you mentioned you did on JISA, and subscribe to the daily upside Top job!

  • @Checkin-sx8bv
    @Checkin-sx8bv День тому

    Thank You Damien a well presented Video on the information provided. The IFS report is spot on with age range for a normal family of 2 children.

  • @jimjiminy5836
    @jimjiminy5836 День тому

    Don’t worry, they’re building one blocks of flats with studio flats to rent for £1600 a month.

  • @imprsk6729
    @imprsk6729 День тому

    I think renters are facing a future nightmare

  • @charley7347
    @charley7347 2 дні тому

    increase second home tax to 10%. problem solved.

  • @kamilkokoszka49
    @kamilkokoszka49 2 дні тому

    Bro , i need the book ISAP

  • @rogerq7369
    @rogerq7369 2 дні тому

    Good content! Timely for me.

  • @TheDuckThatsEpic
    @TheDuckThatsEpic 2 дні тому

    Does anyone notice his t-shirt changing?

  • @daanw6270
    @daanw6270 2 дні тому

    Not so fun fact: in South Africa the top 10% own between 90-95% of the wealth

  • @Skatelifefool
    @Skatelifefool 2 дні тому

    I like the chart at 3:40. This is Ameirca vs the whole world.

  • @BulletProofBrain
    @BulletProofBrain 2 дні тому

    This advice is bullshit. I have several friends who started work at 16 in semi skilled work but with lots of overtime pay working continental shifts. Most have now retired in their mid 50s with no mortgages and pensions pushing £1million. Consistency is the key to building wealth.

    • @DamienTalksMoney
      @DamienTalksMoney 2 дні тому

      I think you missed the point of the video but ok. As I stated a consistent investing approach from a young age will reduce the heavy lifting later on. But for someone who hasn’t done that, they can’t exactly go back can they…. The modelling showed that the results are achievable with a higher savings rate in later life and actually if the goal is retirement at 65 then it may be optimal from a life time spending perspective to save retirement savings for later on.

    • @BulletProofBrain
      @BulletProofBrain 2 дні тому

      @@DamienTalksMoney if you invest late you miss taking advantage of market volatility and dips like 2008 and Covid. You also risk investing at the top of the market and all your investments getting smashed without any time to recover.

    • @DamienTalksMoney
      @DamienTalksMoney День тому

      @@BulletProofBrain do you suggest people who started late go back in time?

    • @BulletProofBrain
      @BulletProofBrain День тому

      @@DamienTalksMoney no, but they need to be aware of the risks. Your video seemed to suggest that the market would always go up 📈.